Milton Rhodes

When I found out I was expecting my first child, I knew I had to save as much money as I could, so I switched my insurance policy to one that offered a very low rate. I really didn't look into what it covered, but just the price. Soon after, I accidentally backed into another car in a parking lot, and my trunk was badly dented. I called my auto insurance company right away, and they told me that my policy was "liability" only and didn't pay for my vehicle damage. They also told me that if I was injured in an accident, the policy wouldn't cover that either! I switched policies right away. I learned a hard lesson that day, and I decided to start a blog to share my story and offer other auto insurance tips I have learned over the years since!

Why Auto Insurance Coverage Is Essential

19 March 2024
 Categories: , Blog

Auto insurance is a crucial aspect of owning and driving a vehicle. From protecting you and your passengers in the event of an accident to ensuring you are covered financially, having the right auto insurance coverage is essential. Protection Firstly, auto insurance coverage provides financial protection in case of an accident. Without insurance, you would be personally responsible for all expenses related to any damages or injuries that occur as a result of a car accident. Read More …

The Importance of Comprehensive Auto Insurance Coverage

26 September 2023
 Categories: , Blog

Auto insurance serves as a crucial financial safety net, offering comprehensive protection to car owners in unforeseen circumstances. Whether it's a minor fender bender, a case of theft, or significant damage, having insurance coverage ensures that potential losses are mitigated. Not only is it a legal requirement in many jurisdictions, but it also provides a sense of security and peace of mind, knowing that one's valuable assets and potential liabilities are safeguarded against unexpected events. Read More …

Exploring The Benefits Of Using An Independent Auto Agent

13 January 2023
 Categories: , Blog

Nowadays, there are more ways than ever to go about buying an auto insurance policy. Consequently, it is no longer necessary to sit down with an insurance agent to get the coverage you require. However, choosing to visit an insurance agent may still be in your best interest. This is especially true when choosing to work with an independent auto agent. This is because independent insurance agents offer a variety of benefits that you will not get when choosing to purchase your policy over the internet or telephone. Read More …

6 Things That Lower Your Home Insurance Premiums

22 February 2022
 Categories: , Blog

Are you shopping around for a new insurance policy for your home and want to pay as little as possible? If so, it will help to know some things that actually lower your premiums. While some of these may be out of your control, it's important to tell your insurance provider to see the savings.  Being Married Ever wonder why your insurance provider wants to know if you are married or single? Read More …

Do You Need Collision Insurance For Your Car?

30 July 2021
 Categories: , Blog

Auto insurance features different policies, including collision coverage. While the law doesn't require collision insurance, you might need it for some purposes. For instance, if you lease or finance a vehicle, this form of insurance is critical. Learn more about collision insurance and why it's essential. What Does Collision Insurance Cover? Typically, collision coverage insures you against the following elements. An Accident with Another Driver If an accident occurs and you are at fault, collision coverage caters to the damages. Read More …

About Me
Always Choose Your Auto Insurance Policy Carefully

When I found out I was expecting my first child, I knew I had to save as much money as I could, so I switched my insurance policy to one that offered a very low rate. I really didn't look into what it covered, but just the price. Soon after, I accidentally backed into another car in a parking lot, and my trunk was badly dented. I called my auto insurance company right away, and they told me that my policy was "liability" only and didn't pay for my vehicle damage. They also told me that if I was injured in an accident, the policy wouldn't cover that either! I switched policies right away. I learned a hard lesson that day, and I decided to start a blog to share my story and offer other auto insurance tips I have learned over the years since!

Tags