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When I found out I was expecting my first child, I knew I had to save as much money as I could, so I switched my insurance policy to one that offered a very low rate. I really didn't look into what it covered, but just the price. Soon after, I accidentally backed into another car in a parking lot, and my trunk was badly dented. I called my auto insurance company right away, and they told me that my policy was "liability" only and didn't pay for my vehicle damage. They also told me that if I was injured in an accident, the policy wouldn't cover that either! I switched policies right away. I learned a hard lesson that day, and I decided to start a blog to share my story and offer other auto insurance tips I have learned over the years since!

Things To Understand If You Need Temporary Car Insurance Coverage

12 March 2019
 Categories: , Blog

If you ever experience a time in your life when you must borrow or rent a car for a few weeks or months, you might want to purchase a temporary car insurance policy, simply so that you have coverage in case something happens while you are driving the car you rented or borrowed. If this is something you need, you should realize that finding a policy that offers temporary coverage is not a simple task, and here are three things to understand about finding a temporary car insurance policy. Read More …

4 Auto Repair Tips To Prevent Being Stranded In Winter Weather

10 October 2018
 Categories: , Blog

As the winter months approach, there is a lot of maintenance that needs to be done to your car. You obviously want to do common tasks like changing the loyal and routine tune-ups but there are also things that you want to do to prevent being stranded in winter weather. You need to make sure that you have a good battery and an emergency kit for cold weather. Here are some auto repair tips to help you from being stranded in a storm this winter: Read More …

Keeping Your Boat Insured And Protected All Year

20 May 2018
 Categories: , Blog

If you own a boat, you know how expensive they can be to make repairs to and to keep up. During the summer months when you are using the boat, you know that it has to be insured but what about in the off-season? What do you do during that time of the year that it is sitting in storage and not being used? Insuring Your Boat Before you even start to look at insurance coverage, you need to look at your needs for coverage. Read More …

The Advantages And Disadvantages Of Working With A Car Insurance Broker

29 October 2017
 Categories: , Blog

If you are looking to purchase a new auto insurance policy, you may be thinking about working with a car insurance broker rather than an insurance agent. An insurance agent works for one insurance company, giving you quotes for the company they work for. A car insurance broker does not work for an insurance company. Instead, they are paid on a commission basis by many insurance companies for the policies they sell. Read More …

3 Auto Insurance Discounts You Should Know About

26 May 2017
 Categories: , Blog

Getting auto insurance is an important part of protecting yourself. In many cases you are required to have auto insurance, and for good reasoning. If you were to get into a car accident, it is important that you have a way to cover the damage to your car, and especially the damage to the other persons car if you were at fault. However, just because you need to have insurance doesn't mean that you have to overpay for it. Read More …
About Me
Always Choose Your Auto Insurance Policy Carefully

When I found out I was expecting my first child, I knew I had to save as much money as I could, so I switched my insurance policy to one that offered a very low rate. I really didn't look into what it covered, but just the price. Soon after, I accidentally backed into another car in a parking lot, and my trunk was badly dented. I called my auto insurance company right away, and they told me that my policy was "liability" only and didn't pay for my vehicle damage. They also told me that if I was injured in an accident, the policy wouldn't cover that either! I switched policies right away. I learned a hard lesson that day, and I decided to start a blog to share my story and offer other auto insurance tips I have learned over the years since!

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