Exploring The Benefits Of Using An Independent Auto Agent

When I found out I was expecting my first child, I knew I had to save as much money as I could, so I switched my insurance policy to one that offered a very low rate. I really didn't look into what it covered, but just the price. Soon after, I accidentally backed into another car in a parking lot, and my trunk was badly dented. I called my auto insurance company right away, and they told me that my policy was "liability" only and didn't pay for my vehicle damage. They also told me that if I was injured in an accident, the policy wouldn't cover that either! I switched policies right away. I learned a hard lesson that day, and I decided to start a blog to share my story and offer other auto insurance tips I have learned over the years since!

Exploring The Benefits Of Using An Independent Auto Agent

13 January 2023
 Categories: , Blog


Nowadays, there are more ways than ever to go about buying an auto insurance policy. Consequently, it is no longer necessary to sit down with an insurance agent to get the coverage you require. However, choosing to visit an insurance agent may still be in your best interest. This is especially true when choosing to work with an independent auto agent. This is because independent insurance agents offer a variety of benefits that you will not get when choosing to purchase your policy over the internet or telephone. You can learn more about a few of these benefits below.

Benefit #1: Independent Auto Agents Represent Your Best Interest

When purchasing your policy directly through the insurance company or a traditional insurance agent, the person helping you to buy your policy will inevitably have the best interest of the insurance company in mind. After all, these individuals work for the insurance company. This is not the case with an independent auto insurance agent. While these independent agents do maintain a relationship with multiple insurance companies, they do not work for any of these companies. Instead, the sole purpose of these agents is to represent the best interest of their clients and ensure that they find the insurance coverage that is best suited to their needs. 

Benefit #2: Independent Agents Can Offer Valuable Insight Into Multiple Insurance Providers

When purchasing an auto insurance policy, you want to know that the insurance provider you choose will make using this coverage easy in the event you ever need to file a claim. Unfortunately, it can be difficult to know what to expect from the claims process until after you have already found yourself dealing with this process. At this point, it will be too late to wish you have chosen a different insurance provider if you find yourself not enjoying the level of customer service you had hoped for. An independent auto agent can help you to avoid this type of regret by offering you valuable insight into the service provided by different companies. Independent agents can offer this valuable insight as the result of their unique connection to multiple providers. 

Benefit #3: There Is No Cost To You When Taking Advantage Of These Services

With the high level of service that independent auto insurance agents have to offer, you would probably assume that there is also a rather steep price attached to these services. However, your assumption would be wrong. In fact, you can take advantage of everything an independent agent has to offer without paying a single dime for these services. This is because rather than charging you a fee for their services, independent auto insurance agents collect a commission from the insurance provider when you choose to purchase a policy.

To learn more, contact an independent auto insurance agent in your area.

About Me
Always Choose Your Auto Insurance Policy Carefully

When I found out I was expecting my first child, I knew I had to save as much money as I could, so I switched my insurance policy to one that offered a very low rate. I really didn't look into what it covered, but just the price. Soon after, I accidentally backed into another car in a parking lot, and my trunk was badly dented. I called my auto insurance company right away, and they told me that my policy was "liability" only and didn't pay for my vehicle damage. They also told me that if I was injured in an accident, the policy wouldn't cover that either! I switched policies right away. I learned a hard lesson that day, and I decided to start a blog to share my story and offer other auto insurance tips I have learned over the years since!

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